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Cash offer

f you’re looking to sell your property quickly, you may have come across companies advertising “We Buy Any House” or “Sell Your House Fast”. These businesses promise a fast, hassle-free property sale without estate agents, viewings, or long delays.

But how do we buy any house companies work, and are they a safe option for UK homeowners?

This guide explains the process, the pros and cons, and who this type of sale is best suited for.

What Is a We Buy Any House Company?

A we buy any house company (also known as a cash house buyer) is a professional property-buying business that purchases homes directly from sellers.

Instead of listing your property on the open market, the company makes a direct offer and buys the property themselves, usually using cash or pre-arranged funding.

These companies typically buy:

  • Any type of residential property
  • Houses, flats, and apartments
  • Properties in poor or unmortgageable condition
  • Tenanted or vacant properties
  • Homes affected by repossession, probate, divorce, or debt

Their focus is on speed, certainty, and convenience rather than achieving full market value.

How Do We Buy Any House Companies Work?

While each company has its own process, most follow a similar structure.

Initial Enquiry

The process starts when the seller contacts the company online or by phone. You’ll usually be asked for:

  • Property address
  • Contact details
  • Property type
  • Condition
  • Reason for selling

This stage is typically free and comes with no obligation.

Initial Offer

Using market data and local comparable sales, the company makes an initial offer. This is often a guide price and subject to underwriting.

Offers are usually below full market value, reflecting the speed and certainty of the sale. Typically genuine offers are 20% below market value

Property Checks and Due Diligence

If you’re happy to proceed, the company carries out further checks, which may include:

  • Desktop or physical valuation
  • Title and legal checks
  • Tenancy review (if the property is rented)

A reputable we buy any house company will explain this stage clearly and won’t pressure you.

Final Offer

Once all checks are complete, a final offer is confirmed in writing. At this point:

  • The price should be fixed
  • There should be no hidden fees
  • Any changes should be clearly explained

Transparency is a key sign of a trustworthy cash house buyer.

Legal Process and Completion

Solicitors are instructed, and the legal process begins. Completion can happen very quickly - sometimes within 28 days, or on a timeline that suits the seller.

Most property buying companies cover legal fees, helping sellers reduce costs and stress.

Why Do We Buy Any House Companies Offer Below Market Value?

This is one of the most common questions homeowners ask.

The reduced price reflects:

  • A guaranteed sale
  • No estate agent fees
  • No marketing or viewings
  • No risk of chains collapsing
  • Speed of completion
  • The buyer taking on refurbishment and resale risk

For sellers who prioritise certainty and speed, this trade-off can be worthwhile. For those who want maximum price and have time, selling on the open market may be better.

Are We Buy Any House Companies Legitimate?

Yes, many we buy any house companies are legitimate - but not all operate to the same standards.

A reputable company should:

  • Adhere to standards and recognised trade bodies such as the NAPB and The Property Ombudsman
  • Provide clear written offers
  • Encourage independent legal advice
  • Avoid pressure tactics
  • Be upfront about pricing and timescales

Red flags include unexplained last-minute price reductions, lack of regulation, or being rushed into signing option agreements.

Who Is Selling to a Cash House Buyer Best For?

Selling to a we buy any house company is often suitable for homeowners who:

  • Need to sell a house fast
  • Are facing repossession or financial pressure
  • Have inherited a property
  • Have had a sale fall through
  • Own a property in poor condition
  • Want certainty rather than the highest possible price

It’s a solution designed for specific situations, not a one-size-fits-all approach.

Is a We Buy Any House Company Right for You?

We buy any house companies play a genuine role in the UK property market. When used correctly, they provide a fast, reliable alternative to the traditional estate agent route.

The key is understanding the trade-off: speed and certainty in exchange for a discounted price.

Always do your research, ask questions, and ensure you’re dealing with a professional, regulated buyer who operates transparently.

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